Third-Party Liability Coverage

Understand Liability Claims Against You

In most liability policies, your insurer agrees to defend you if you’re sued and to repay you if get hit with a judgment. Elsewhere, there is a duty to settle claims against you. The duty to defend you is much broader than the duty to compensate you. You only have to show that the claim might be covered; the insurer has to show conclusively that the claim cannot under any circumstances be covered.

Accordingly, immediately tender the defense of any lawsuit against you to your insurer by sending a copy of the complaint(summons) and asking for a defense. Don’t wait. Tender as soon as. You may not be able to recover attorneys’ fees you have to pay before you tender your defense to your insurer. Consult a policyholder attorney to analyze your policy and the claims against you, if your insurance company refuses to defend you.

Mold analysis and reports submitted by our inspector at All Green Air LLC are widely unquestioned and accepted by insurance companies for reimbursement for water and mold-related damages. Contact us right away to schedule a FREE consultation.